We all like to feel secure. We want to know that if something unexpected happens, we're covered. But, we also don't like to pay for coverage we simply don't need. One of my favourite things to do is find my clients ways to save money without losing any coverage. Whether it's life insurance, disability insurance, critical illness insurance or using insurance strategically as part of a bigger financial picture, we'll spend the time to make sure what you have is what you need and that you're not paying anymore than you need to.

As small business owners, we know how important group benefits are to retain top talent, to show staff that this is more than just a job, and make sure that they and their families are cared for. Setting up and managing group benefits plans can, admittedly, be a bit of a nightmare. We can help you navigate the endless coverage options, providers, and administrative pitfalls of putting a plan in place or looking at options for switching to a new plan or insurance provider (and we can do it without the headache).

Segregated funds are essentially a mutual fund offered by an insurance company so they come with a list of benefits and guarantees that you just don't get with a lot of other investment products. They don't make sense for everyone and if they're not the right fit for you, we won't put them in your portfolio. Simple as that.